Servicemortgage, ontario, rate 0 Mortgage Refinancing Basics – How to Get The Lowest Mortgage Rates Lowest mortgage rates currently available depend largely on the country in which originations happen. State-level changes in credit rating, average loan term, and size of the mortgage industry can affect mortgage rates. A number of factors account for these changes, including the state’s policies regarding minimum down payment amounts and/or interest rates, its policies concerning […] Read More